Is AmeriPlan a Scam?

Is AmeriPlan a scam? What is it all about? Ameriplan is an MLM business opportunity that provides discounted prescription, dental and healthcare plans. There are three types of plans to pick from. Deluxe Plus Membership costs $39.95 per month, Dental Plus costs $24.95 a month and MED Plus costs $24.95 per month.

Now, how can you make money through Ameriplan?         

First, you need to pay a $24.95 yearly to get started and enjoy discounts. Whether you want to save money or you want to turn this into a business opportunity, you need to pay this joining fee. If you prefer the latter, you need to sell at least one of the plans in order to begin officially as an Independent Business Owner (IBO). You can’t earn any commission until you’ve sold the plans on your own. Since Ameriplan is an MLM business, you can earn money in two ways – by recruiting other people and earning money through their commissions or by selling the plans to others and earning a commission from it.

Why Join Ameriplan?

Ameriplan is designed for those who want to have their own business and love talking on the phone. It is also for those who cannot afford or don’t have any health insurance. One of the best things about Ameriplan is that you’re required to sell the plans on the phone. This is a good thing for those who prefer this kind of selling method.

You’d be calling customers who don’t have any prior commitment with the brand through a push marketing technique to sell. In other words, you’d be pushing products to other people. Those who are not fond of this method may find this off-putting as it is a difficult way to sell and earn money. Some people prefer when customers come to them. There’s no training on this marketing technique.

There are also plenty of complaints about the business online. Many people complain about not being told that Ameriplan is not a healthcare plan and that it is only a discount offer.

The disclose statement is also difficult to read. Other customers complain about the forceful nature of the sales representatives, which is quite common with MLM businesses. You need to be this kind of person to become successful in this type of business.

There are also complaints that there not many clinics that accept Ameriplan. Having a discount is certainly a good thing, but it is not really worth it if you need to drive for miles just to get the required care. Aside from this, you also need to pay to get started. If you cannot sell anything, you will not earn anything.


So, is American a scam? No, it is not. Ameriplan, however, is not a business opportunity for everyone. There are people who have been successful through Ameriplan, but it is not exactly a business opportunity that everyone can benefit from.

Ameriplan could be the business for those who have an aggressive sales nature and can handle rejection well. For those who prefer customers to come to them, Ameriplan may not be what they are looking for.

Those who want to have customers who are actively looking for them and their product can benefit from affiliate marketing. This type of business is easier and cheaper than Ameriplan. The decision, however, is still yours to make.

If you want to save money on your health care plan or you want to run your own home-based business, you need to be prepared to pay a monthly fee and call people to sell your products and earn money from it.

The Wealthy Affiliate Program is about building a successful business that you are passionate about. Get started here for free

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